GDR helps original creditors through to senior lenders, underwriters and investors to more efficiently participate in the structured credit market with a new trust paradigm.
GDR’s decentralized solutions are built on IBM’s Blockchain technology, enhancing loan data integrity. Tokenized assets can securely flow through the capital markets faster and at lower cost, reducing funding and investment risk, and enabling innovative new structured credit products.
The decentralized loan ledger is designed and built in partnership with industry leaders and IBM to serve the unique needs of the credit market.
GDR is focused on improving the efficiency and effectiveness of collateral management and loan diligence across a siloed ecosystem. The underlying loan qualities are tokenized to provide an immutable record, allowing the addition and controls of other characteristics in the loan lifecycle . Find out more about our solutions for Original Creditors, Investors, Warehouse Lenders, Underwriters and our network of industry partners.
The structured credit market operating model has not fundamentally changed in decades. Digital lending has only scratched the surface of modernizing the industry by enhancing the borrower experience, while the capital markets still largely rely on spreadsheets. Risk is still managed through manual processes and loan information remains siloed. Distributed Ledger Technology and the tokenization of loans, with the right governance framework, security and standards can create significant new value in faster transactions, cost savings and the development of new structured credit products.