Category: Credit Health

A collection account that shows “paid in full” can feel like scrubbing the last dish after dinner, yet the water keeps running because the stain lingers on your credit reports. I have walked hundreds of readers through the fine print, so today I will break down when, why, and how your scores truly start rising…

I slipped my card into the grocery store reader last Tuesday, grabbed the receipt, and walked out thinking about tomatoes, not interest charges. Yet the clock on that transaction started right then, and the date it stops decides whether I pay extra next month. Stick with me for a few minutes, and you will learn…